Buying less coverage means you'll pay less in monthly premiums, but it also means you'll have less protection in the event of an accident. These prices are only estimates based on fares for an average Alabama driver and should not be used to compare insurance prices. Searching for cheap car insurance quotes with multiple insurers is the best way to find lower rates. The table below lists the other available car insurance companies that offer car insurance in Alabama, along with their average monthly cost and their average annual cost.
The most affordable car insurance in Alabama is minimum liability coverage, which meets the state's minimum car insurance requirements. Visit NerdWallet's guide to car insurance requirements by state for more details on how your car policy's mandatory and optional coverages work. Property, Casualty, Life and Health insurance services offered through NerdWallet Insurance Services, Inc. Alabama drivers with poor credit scores pay nearly twice as much for car insurance as drivers with strong credit.
According to Insurify's internal data, this is the average cost of car insurance rates for drivers in the top 10 cities in Alabama. Car insurance prices vary by state, but car insurance rates in Alabama are considered roughly average. To find cheap car insurance for seniors, drivers in their 60s need to make sure they're looking for the best rate. Many companies licensed to sell auto insurance in Alabama also offer discounts for buying two or more policies, such as for automobiles and homeowners, so that veterans and active members of the military can save even more by combining policies.
MoneyGeek evaluated the top providers in Alabama to find the best car insurance based on affordability. But the actual costs of auto insurance depend on several factors, including age, coverage amounts, credit score, and driving history. The amount of coverage you purchase affects the cost of car insurance in Alabama, especially with regard to your liability limits and whether it includes comprehensive and collision insurance. For insurance companies, it's similar to a bad driving record, so drivers who let their insurance expire for 60 days pay about 11% more than the average premium in Alabama.