Car insurance is a competitive industry, which means that service providers offer many additional benefits to attract customers. One of those benefits is roadside assistance. Whether it's a flat tire that needs to be replaced or you've run out of gas, there's a service that will help you. If you have car insurance, your policy will cover the other driver's medical bills and the cost of replacing their car (up to the limits of your insurance policy).
All car insurance policies must come with uninsured motorist coverage and less than 3% insured motorist coverage. Car insurance is important because it is financial protection in case you are in a car accident and you damage or injure someone else's vehicle. While car insurance is probably not something you think too much about, the reality is that car insurance is a necessary purchase, not optional, so you need to make sure you find the right coverage. The best auto insurance policies include vehicle repairs and replacements, reimbursement for damage to the other party or parts for an accident you cause, GAP coverage, car rental while your car is being repaired, and roadside assistance.
While there are variations in the types and amounts of coverage required by states, virtually every state requires drivers to have certain types of auto insurance policies. The purpose of having car insurance is that you can reimburse others for the damage you cause, so you don't get stuck paying out of pocket the costs of a car accident or a different type of collision, as if you hit a pole. If you don't have car insurance and you cause an accident, you could be required to pay for all damages and injuries. All but two states require you to have car insurance in order for you to pay for damages you're responsible for after a car accident.
Car insurance is important protection not only for your car, but also for your financial responsibility.